Better Future Community Development (BFCDC) is a non- profit 501 (c)(3) organization dedicated to steadily improving on what we know is C.A.R.E., Creating, Attracting, Refocusing and Empowering. Our services are geared toward assisting individuals, families, and communities to become well educated on how important they are to their community. BFCDC offers coaching and counseling in home buyer educations resources that will assist to enhance economic stability and financial independence.

C – Create opportunity and access for those who are disenfranchised
A – Attract those in need by reaching out to them and educating them on opportunities for success
R – Refocus effort toward healthy behaviors, so that individuals and families may overcome their current situations
E – Empower everyone to help maintain viable, safe, secure and progressive communities

Homeownership is a long-term financial investment which also helps to raise self-esteem, confidence and a sense of pride. In the community it allows a family to create not only a financial stake, but also allows a family to feel that they belong to something that is bigger than them. Along with the connections of neighbors, faith based organizations and local retail, this effort helps to revitalize and improve the neighborhood which leads to a stronger, safer and well balanced community.

BFCDC is certified with programs to assist first time homebuyers with the vital tools necessary to achieve maximum goals for this cause. This comprehensive educational course will help you to understand what it will take to position yourself for a home. You will learn whether or not you are prepared for homeownership, and if you’re not ready then how to get into position to qualify for a mortgage and handle the responsibility for your future home. Some of the topics that will be covered but not limited to:

Advantages and Disadvantages to homeownership
Why is Homeownership Important
Managing your money
Managing your debt (understanding debt to income)
Why credit is important and how to use it
Understanding affordability
Applying for mortgage loans
Down payment assistance
Completing your successful purchase and moving into a Better Future!